بسم الله الحمد لله و صلاة و سلام على رسول الله و على آله و سلم
It is common knowledge that Ribaa (usury) is haraam in Islam. Allah says in the Qur’an,
[3.130] O you who have believed, do not consume usury, doubled and multiplied, but fear Allah that you may be successful.
[4:161] And [for] their taking of usury while they had been forbidden from it, and their consuming of the people’s wealth unjustly. And we have prepared for the disbelievers among them a painful punishment.
[30:39] And whatever you give for interest to increase within the wealth of people will not increase with Allah. But what you give in zakah, desiring the countenance of Allah – those are the multipliers.
[2:275] Those who consume interest cannot stand [on the Day of Resurrection] except as one stands who is being beaten by Satan into insanity. That is because they say, “Trade is [just] like interest.” But Allah has permitted trade and has forbidden interest. So whoever has received an admonition from his Lord and desists may have what is past, and his affair rests with Allah . But whoever returns to [dealing in interest or usury] – those are the companions of the Fire; they will abide eternally therein.
In fact, Ribaa is the only thing that Allah سبحانه و تعلى and his Messenger صلى الله عليه و سلم declare war on in the entire Qur’an:
[2:278-279] O you who have believed, fear Allah and give up what remains [due to you] of interest, if you should be believers. And if you do not, then be informed of a war [against you] from Allah and His Messenger. But if you repent, you may have your principal – [thus] you do no wrong, nor are you wronged.
The Holy Prophet صلى الله عليه و سلم said,
Narrated by Abdullah ibn Mas’ud: The Apostle of Allah (peace be upon him) cursed the one who accepted usury, the one who paid it, the witness to it, and the one who recorded it. (Sunan of Abu Dawood, Hadith 3327)
The Ahmadiyya community on the other hand, an organisation whose founder claimed to be the reviver of Islam, an organisation that sees itself as the saved sect of Islam, has no qualms in accepting interest. The following table was taken from the website of the Charity Commission that shows the interest income of the Ahmadiyya Muslim Association United Kingdom in 2010:
Bank interest income in 2009:(Annual Reports and Financial Statements 2009, p. 9)
Bank interest income in 2008:(Annual Reports and Financial Statements 2008, p. 9)
The justification given by the Jamaat:(Annual Reports and Financial Statements 2009, p. 15)
How can that serve as justification? While the income from interest may be small compared to the overall income, it’s the principle that counts. Allah سبحانه و تعلى clearly forbids interest but according to the Ahmadiyya Community receiving interest payments is acceptable if it’s used for the propagation of Islam. Now, ordinary Ahmadis have to ask themselves: If that was permissible, would Allah سبحانه و تعلى not have given the Prophet صلى الله عليه و سلم permission to charge interest in order to help with the wars that the Muslims had to fight? Funds were desperately needed yet Allah سبحانه و تعلى never gave permission to charge interest.
Furthermore we have Lord Tariq Ahmad and leaders of the Ahmadiyya Community allowing the use of interest based mortgages (@ 34:00):
Funny enough, Mirza Masroor, the leader of the Ahmadiyya Cult, himself preaches openly against interest, keeping ordinary Ahmadis in the dark about the Jamaat’s own dealings. They know that most Ahmadis will not question the Jamaat and will not bother looking up the financial statements of the Jamaat. Mirza Masroor devoted a whole Friday sermon on this topic:
This is another case of Ahmadiyya hypocrisy. Telling their people one thing while practicing the exact opposite. Ahmadis should question their leadership about this. How can they justify receiving interest for the propagation of Islam when Allah سبحانه و تعلى clearly forbids interest. Why does your Khalifa not practice what he preaches?
Many banks in the UK (such as Lloyds TSB or HSBC) offer Islamic business accounts. The Jamaat could have used any of those banks and avoid receiving interest payments. There is really no excuse left for the Jamaat to justify its bank interest income.
Is Ahmadiyya really the true Islam? Evidence, as shown above, speaks to the contrary.